1901 $20 Gold Liberty - Sharp Details. What Are The Features Of MS-63, MS-64, MS-65 (etc) Grade Rating?

The coin is was found in my deceased father's personal effects. My mother requirements to sell it for some needed money.


Answer:
MS is for Mint State this means that under 5X manification a coin have few post production marks or imperfections.   Grading is subjective and therefore, however, nearby are reputable grading services and books that are inexpensive to assist with grading.  A NGC Grading Guide for US Coins or Photograde 19th edition are ones to look into for at your local library or good bookstore.   The photographs inside the book are a good source to help you identify the suttle differences within grades MS-63, MS-64 and MS-65.   A novice grader lacks the expertease to accurately grade and therefore even though you get the book you may want to submit the coin to a grading service such as NGC where for a fee they will certify your coin and encapsulate it for its protection.  You should just handle this coin with white cotton gloves if possible to avoid any further incapacitate.  The retail value of this coin for the three grades you show escalates significantly in the higher grades.

Things to look for are the angle cheek area on the face is a prime focal area.  There should be few results on an MS-63 and virtually none on a MS-65.

Details on the hairlines are also important with the same want of marks.

On the reverse the shield is a prime focal area where want of marks is important.

Also if the coin is set standing on its edge and a oil lamp is aimed to reflect off its surface the reflection will pass several inches beyond the coin meaning the fewer the imperfections the longer the thought.   



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